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World’s First Dynamic Accident Insurance

從細微點

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300%

Policy Growth
in 2022

11k+

Customer Journeys
Protected in 2022

97.3%

Successful
Claim Rate

8
hero products
protect your every moment of life

Features

  • Get just-right coverage from HK$10
  • Enjoy family travels with no age limits
  • Travel freely with baggage, mobile phone, and accidental injury coverage
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Joint marketing

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  • Global coverage with comprehensive benefits
  • Buy anytime before you fly
  • COVID-19 coverage includes: up to HK$ 1,500,000 medical expenses & HK$ 40,000 trip cancellation
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3 reasons why you
choose YAS
Purchase-and-activate-insurance-on-the-go-only-when-you-need-it-icon
Buy and activate insurance anytime, anywhere
Fixed-premiums-that-won’t-increase-as-you-age-icon
Fixed premiums for all insured ages
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Dedicated claim support within 48 hours

In-app purchase and activation is available in YAS APP. Unlock more features & special offers now!

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RYUN
RYUN
Why running insurance?
  • Premium as low as HK$0.1 per kilometre of coverage
  • 24/7 protection for regular runners - no more anxiety over potential injuries
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Customers love YAS
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Ms. Fong
Ms. Fong
comma
It's so bad that I lost my AirPods on the bus 😢 Thankfully, I had BUS RYDE coverage from YAS! The claim is easy thanks to the professional staff helping me a lot. I even received my claim result quickly!
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YAS Partners
Dedicated claim support within 48 hours
Don't know how to claim? Take it easy!

FAQ

What’s YAS? minus

Protection + APP - Cons of Traditional Insurance Coverage
= YAS

YAS is formed by a group of millennials and generation Z, who question insurance every day, "Why do we need to pay monthly/yearly premiums?", "Boring insurance. Can it be fun?" or "Jesus! I need the claim, but it's so slow!" With technology, we've been shaping 2 new choices as better answers: real-time outdoor protection, which is affordable, fun, and fast-claim; another is tiny but powerful daily protection, such as YAS Care for gadgets, RYDE for commute, and more to come!

How to use real-time protection?plus

YAS APP + GPS
= Real-time Protection

"Real-time" means getting and using GPS protection anytime, anywhere. For example, before hiking, you buy and "turn on" the GPS protection on YAS APP. YAS APP will then record your trip and performance. These data can also function as claim-proof to speed up the claim process.

Should I buy YAS protection?plus

YAS products are suitable for different ages, especially for sports lovers and whoever loves trying new things! With a smartphone, why not have a try? All YAS products are affordable, fun, and fast-claim.

How to file a claim?plus

You can file a claim in YAS APP with documents. Gone are the days when you had to find printers for paper forms.

If you have questions, feel free to reach out at rylie@hk.yas.io or WhatsApp us at 2201 3300. We promise to reply within 48 hours.

Have your SAY!

We’re constantly looking for innovative ideas and suggestions! Share your ideas with us!