Stream robot telemetry
Each Axonex unit pushes operational data directly to YAS — no central platform in between.
Todos os estudos de casoRobotics & autonomous systems · Axonex security-robot fleet
The reserve layer for a fleet of autonomous robots.
Axonex runs 100 security-patrol robots across Hong Kong properties. YAS reads what each robot is doing; YAS Assurance sits on top of Zurich's standard cover and catches the rare, severe failures a normal policy was never written for — eight of them.
100
robots in the pilot
8
tail-risk categories
24/7
telemetry stream
Reserve
backed, not pooled premiums
Tail-risk layer above Zurich's Humanoid Safe Deployment Program
A lacuna
A fleet of autonomous robots fails differently from a single machine.
Standard insurance was built for mechanical failure on one unit. But one bad firmware push can take down an entire fleet at once; 'the robot chose a harmful path' is disputed territory no policy was written for; and downtime, recalls and regulatory shutdowns can run far past a standard policy's caps and waiting periods.
A abordagem
A reserve-backed pool, priced on what each robot is actually doing.
YAS Assurance is a protection pool, not a policy. Each robot streams what it's doing — patrol hours, navigation faults, collisions, sensor health, software version — straight to YAS. Usage is measured against what was agreed, risk is scored for both pricing and day-to-day operations, and a defined set of severe events pays out from a dedicated reserve anyone can audit. It sits on top of Zurich's Humanoid Safe Deployment Program.
Como funciona
Meter exposure & score risk
Actual patrol hours and missions are metered against contracted bands; baseline score prices, live score runs ops.
Cover eight tail-risk events
The pool covers the fleet-wide, autonomous and regulatory failures a standard policy excludes or caps.
Settle from reserve
Defined ratios, caps and waiting periods — with telemetry-driven alerts to intervene before a loss.
Em detalhe
Eight failure modes a standard policy won't touch
Correlated fleet failure
One root cause — a bad firmware push, a shared defect — takes down many robots at once.
Autonomous navigation failure
The robot's own decision-making causes harm despite working sensors.
Cyber-physical incident
A breach turns into physical damage, disruption or data exfiltration.
Extended downtime
Disruption runs past the standard policy's business-interruption cap.
Excess liability
A claim exceeds the per-occurrence or aggregate limit.
Fleet recall & remediation
A recall or regulatory order forces a fleet-wide retrofit or stand-down.
Regulatory shutdown
An authority suspends operations pending a safety review.
Surveillance & data liability
Privacy or facial-recognition errors create liability standard policies exclude.
Resultado
Coverage for the risks that actually keep a robotics deployment up at night.
Operators get fleet-wide, autonomous and regulatory protection that standard cover leaves on the table — priced on real usage, backed by reserves they can verify, and paired with interventions that head off losses before they happen.
Tail-risk
the eight events Zurich's policy can't cover
Telemetry
priced on real usage, not estimates
Verifiable
dedicated, auditable reserves
Um mundo para proteger?
Diga onde o risco aparece — mostramos os dados.