From reducing stress to improving your sleep and memory, hiking could be just what you need to get yourself out of a slump. 

But before you schedule a spontaneous weekend hike, keep reading to discover how to stay safe and stress-free on hikes right from the start!

Top 3 Things to Remember Before You Hike in Malaysia

1. What to Prepare

Hikes can be incredibly strenuous. Finding out the distance, duration, and difficulty level of the hike beforehand is always a good idea. If you’re the type to get winded just from climbing the stairs, it may be wise to pick a less challenging trail as a start. 

Also, remember to check the weather forecast ahead of time, so you won’t get caught in unfavourable weather. 

2. What to Pack

Packing light shouldn’t be a priority here. Besides your powerbank, you must have several other essentials if you want to stay comfortable throughout the entire hike. 

For fuel, you’ll need your water bottle and some snacks (bananas or mixed nuts are best!). Additionally, bring a hiking pole, headlamp, whistle, first aid kit, and a raincoat, so you’ll be prepared for any situation.

3. How to Handle Unexpected Events

Scrapes and cuts are almost unavoidable for hiking newbies. But in the event that you sustain severe injuries, seek professional medical attention at once. 

Use your whistle to help others locate you if you get lost. In times like this, having GPS tracking devices or apps will definitely come in handy, so remember to add them to the list of things to prepare before a hike! 

Enjoy Safer Hikes with YAS

YAS is a trusted pay-per-use sports insurance solution designed to support active lifestyles. Powered by GPS and innovative blockchain technology, YAS covers you and your belongings while you’re out there reaching new heights (literally!). 

Experience safer hikes with just one tap by downloading the YAS app on Google Play or the App Store now! For more lifestyle tips, explore our other articles here. 

這篇文章 Top 3 Things to Remember Before You Hike in Malaysia 最早出現於 YAS。

Insurtech is short for insurance technology. It leverages all the latest digital innovations such as artificial intelligence (AI), the Internet of Things (IoT), and blockchain technology to deliver an insurance experience unlike anything the world has ever seen.

Breaking Down Insurtech

In other words, with AI, users can now enjoy everything from personalized services to chatbots for quick solutions via an app. They can also interact with insurers and perform transactions no matter where they’re at, thanks to the IoT. 

Worried about privacy issues? Well, that’s where blockchain technology comes in! A form of secure record-keeping, blockchain helps insurtech providers enhance privacy and security measures.

Blockchain in a Nutshell

This highly sophisticated technology stores data in “blocks” that are linked in a chain (hence its name). Because you can’t delete or change the chain without consensus or agreement from various distributed nodes in the network, the data is consistent chronologically. 

All that is a fancy way of saying that blockchain makes the system nearly impossible to alter, cheat, or hack. The result? A fortified digital ledger for transactions like order tracking, payments, and accounts. With blockchain, there’ll be no such thing as unauthorized transaction entries or inconsistencies with shared transaction viewing.

For Security and Beyond

Besides preventing fraud and safeguarding financial and medical records, blockchain also guarantees faster claims reimbursements. However, the biggest selling point of blockchain in insurance is probably the possibility of on-demand service. 

Since the technology allows providers to gain deeper insights into users’ behaviour, insurance rates based solely on the coverage needed (not your medical history or profile) are now a reality. 

From revolutionizing NFTs to healthcare and real estate, the impacts of blockchain on various industries are expanding every day. So, it’s safe to say that we’ll be seeing more companies adopting this wildly innovative tech to create even more impressive products and services in the near future!

Say Hello to YAS Insurtech

Speaking of impressive products powered by blockchain technology, meet YAS! YAS is changing the insurance game by creating simplified, affordable, and flexible packages available on demand. Pick from insurance plans tailor-made for you and experience instant approval at a single tap.

Download the YAS app on Google Play or the App Store now or explore our other tips on microinsurance and more on the YAS blog!

這篇文章 So, What Does Insurtech Mean Anyway? (TLDR) 最早出現於 YAS。

The Struggle to Know How Insurance Works is Real

How many of us actually understand what’s included in our policies? If you happen to know your insurance policy like the back of your hand, congratulations! You’re in the minority!

The rest of us common folk, however, are usually left frustrated and confused after reading anything related to insurance. Unfortunately, the lack of clarity is not the only reason why people are avoiding insurance like the plague.

Check out this comparison chart to discover the disappointing truths about traditional insurance and why microinsurance should already be on your radar, like yesterday!

Revealing How Insurance Works: Traditional vs. Microinsurance

YAS Microinsurance

If you think that microinsurance is too good to be true, you’re about to be pleasantly surprised! YAS has been around long enough to empower countless active individuals with simple, one-tap microinsurance plans that won’t break the bank.

And when we say our policies are affordable, we mean they’re really affordable. You can get 24 hours of real-time protection for ONLY RM1 per activity!

We went as low as we could with our prices because we believe that everyone deserves a simpler, more affordable, and WAY more efficient way to get protection. So, we took away everything that’s frustrating about insurance and enhanced what’s fantastic about it.

Take your adventures to the next level and experience on-the-go coverage with insurance that actually cares for your well-being. Download the YAS app on Google Play or the App Store now! For more tips on microinsurance and more, explore our other articles here.

這篇文章 How Insurance Works and Why Microinsurance Just Hits Different 最早出現於 YAS。

#1 Tokyo, Japan｜Kawagoe Kanetsuki Dori Store

Drinking Starbucks through the Edo Period

Kawagoe, Japan, has long been known as ‘Koedo’ and is a must-visit suburb for many visitors to Tokyo, and the Starbucks branch on Kawagoe Tokiji Lane opened in March 2018. This Starbucks store also has a small garden where you can relax with a cup of coffee and feel full of Japanese charm.

#2 Taiwan Hualien｜Migrand Gate City

Asia’s First Container House Starbucks

Hualien Container House Migration is not only the largest container house store in the world but also the first container Starbucks in Asia. The store uses pure white containers as the building material and colorful mosaic decorations on the walls, and the outside of the store also has an Amis aboriginal style, it is definitely a major attraction in Hualien

這篇文章 A pilgrimage is a must! The 4 best-designed Starbucks stores in Asia 最早出現於 YAS。