Our premiums start as low as HK$200/ month, ensuring affordability while maintaining comprehensive coverage. This amount may vary slightly depending on the insured’s specific business profile and product type.

On average, our customers save 42% compared to traditional insurance models. However, savings depend on two key factors:

• Product type: Coverage costs are tailored to the risk profile of your specific product.
• Business revenue: Lower-revenue businesses typically see higher savings due to our revenue-based pricing structure.

No deposit is required. At the time of binding your policy, you’ll only pay the first month’s premium out of the 12-month term. This streamlined process eliminates upfront financial barriers, making it easier to secure coverage.

No, our pricing is designed to never overcharge you. Premiums are calculated as a multiplier of your actual business revenue and the type of product sold. For example, a quote of HK$2,000 would be based on your declared revenue projections and product category. Unlike competitors, we adjust premiums dynamically to match real-time revenue data, ensuring you only pay for what you need—no overpayment for outdated projections.

Product liability for all your online transactions.

Protection against intellectual property claims and product recalls.

Meets Amazon’s $10,000 monthly sales threshold for liability insurance.

Covers imported products made in China.

YAS provides flexible, pay-as-you-sell insurance tailored to eCommerce businesses. Our insurance adapts to your actual monthly sales, covering product liability, intellectual property disputes, customer injury, and more, without annual estimates or upfront payments.

We support major platforms, including Amazon, Shopify, eBay, Etsy, Walmart, WooCommerce, Shopee, and more. Our insurance is fully compliant with each platform’s requirements.

Instead of annual forecasts, our platform automatically adjusts your premiums based on your real-time monthly sales. This ensures you only pay for the coverage you need, avoiding overpayment or unnecessary charges.

We cover essential risks, including product liability, intellectual property disputes, and customer injury. Our policy extends to over 28,000 product categories, ensuring broad protection for your business.

Yes. Amazon requires all Pro Merchants and sellers with over $10,000 in monthly sales to have Commercial General Liability Insurance. YAS ensures compliance with Amazon’s requirements, protecting your business from potential account suspension.

Our proprietary pricing engine auto-analyzes over 400 data points, including your product categories, to generate the most accurate, tailored quote. As your product mix changes, we adjust the premiums accordingly.

Yes, our policies cover imported products, including those made in China.

Since our insurance is based on your monthly sales, costs are dynamic and reflect your actual business performance. There are no annual premiums or third-party broker fees.

Our insurance is designed to meet the legal and compliance needs of major online marketplaces, such as Amazon, Walmart, and Shopify. We ensure your business remains fully compliant.

To receive a customized quote, simply leave your contact information, and our team will assess your business needs to provide a quote tailored to your product categories and monthly sales.

You will receive a fully customized insurance plan based on your sales data and business model. Review it to ensure it meets your requirements.

Once you approve the plan, your coverage will start immediately. You can begin running your eCommerce business knowing you're fully protected by YAS.

For more information or to get a customized quote, feel free to contact us at:

Email: payasyousell@yas.com.hk
Phone: +852 22013300